By: Bill Tuttle, Explorer Agency Manager
Hundreds of thousands of Recreational Vehicles owners in over 40 states have chosen National Interstate to insure their RV. Why? Because they know that National Interstate gives them quality coverage and attentive service, so that they can enjoy their RV without worry.
National Interstate's RV coverage picks up where ordinary auto policies leave off. Since an RV is really a home on wheels, their specialty programs combine many of the features of an auto policy with those of a homeowner's policy. Whether a motor home, bus conversion, fifth wheel, stationary trailer, or travel trailer, they have a policy with a variety of coverages to help protect against the significant impact of depreciation and total loss.
National Interstate offers innovative policies for motor homes and bus conversions, as well as non-motorized vehicles like travel trailers, fifth wheels and pop-up units. Rest assured that when you work with National Interstate, you'll get the comprehensive coverage your client needs in order to enjoy their RV with peace of mind.
They can insure bus conversions up to $2 million in many states (liability limits up to $1 million are available). National Interstate will also insure your tow vehicle, whether it is a powerful medium-duty truck, a motor home, a pickup truck, or an SUV.
Total Loss Replacement
If the RV is a total loss in the first five model years, they will replace it with a brand new comparable model.
Purchase Price Guarantee
This coverage provides protection against depreciation.
Diminishing Deductible
An option where the deductible is reduced by 25% for each consecutive claim-free year, and can result in no deductible applying to a loss.
Personal Effects Coverage
Coverage to replace your personal property.
Vacation Liability
Coverage if you are liable for injury or damage while camping in the RV.
Emergency Vacation Expense
Coverage for trip disruption.
Windshield Replacement Coverage
Did you know that windshield damage is the most common RV claim?
Awning Replacement Coverage
Did you know that awning damage from wind is the second most common RV claim?
Full-Timer's Coverage Options
They also offer a suite of coverages available exclusively for full-time RVers and those who use their RV more than five months out of the year.
Agreed Value
Available for bus conversions only.
Extended Utility Trailer Coverage
Covers utility trailers pulled behind a motor home.
Commercial Usage
Coverage for those who use their RV in conjunction with or as part of a business.
National Interstate's service is also second to none. Their claims and service teams are specially trained in RV insurance as well, and will work closely with your client in the event of a question or a claim.
National Interstate is rated "A" (Excellent) IX by A.M. Best Company, bringing you the peace of mind that comes with a financially secure organization.
Log into www.bigimarkets.com and choose Recreational Vehicles from the personal or commercial products menu to review full coverage details or to submit a quote.
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Webinars
Big "I" Virtual University Webinars
Don't miss the following education opportunities provided from the Big "I" Virtual University experts that focus on topics agents need to know to make a smart start in 2016. For more information, contact national staff.
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February 24. Emerging Insurance Pricing Mechanisms..The End of Underwriting? This two-hour program examines past, recent, current, and emerging pricing mechanisms, from the inception of judgmental underwriting to class rating to data analytics and predictive modeling. Click here to learn more and to register.
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March 7. "First Monday LIVE!" a free monthly webcast hosted by the VU's own Bill Wilson and guests on the first Monday of the month, to discuss the wide world of insurance. Each 30-minute webisode will cover "what's going on" (drones, car sharing, concealed weapon laws, legalized marijuana, legislative issues) and the implications along with hot topics, your feedback and more. The March session covers "The Worst Insurance Policy in the History of Insurance.". Click here to learn more and register.
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March 23. "Horrible Commercial Lines Policy Forms and Endorsements to Avoid or Be Wary Of" This program examines dozens of commercial lines policy forms and endorsements that business entities should avoid in their insurance programs if at all possible. Discussion topics range from why be concerned to who's to blame, to Non-ISO and ISO Policy Forms and Endorsements and what to do, along with time for questions and answers. Click here to learn more and register.
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DocuSign for Big I Members: Keeping Business Digital with eSignatures
Join us to learn more about DocuSign for your agency. We'll show you how you can use DocuSign for everything from new policy applications to coverage election forms. We'll cover the basics, including how to take advantage of your exclusive Big "I" member price discount, and leave plenty of time for you to ask us questions: - Legality and security: We'll show you how DocuSign is a best practice in keeping you and your clients safe
- Ease and convenience: See what your clients will see when you send documents through DocuSign, and learn just how easy it is to sign
- Sending, templates and account management: We'll get you up to speed on setting up your account, short cuts with document templates, and account management 101
We'll see you there!
Click the date to learn more and to register:
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Remember that you can view the following webinars 24/7 by checking out the BIM Webinar Library. To do that log onto Big "I" Markets and click on "Publications".
- Personal Liability Trends - Fireman's Fund
- TravPay
- Commercial Lessor's Risk
- Affluent Homeowners
- Travelers Select Products (series)
- Travel Insurance
- Community Banks
- XS Flood
- Real Estate E&O
- RLI Personal Umbrella
- Affluent Homeowner
- "Oh, by the way...Flood Sale"
- Habitational
- Non-standard Homeowner
- Student Housing
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BIM WEBSITE TRAINING WEBINAR
For all you folks who recently registered for Big "I" Markets, remember you can participate in a webinar from the comfort of your office to help you learn how to navigate around the system. Every Thursday at 2:00 p.m. EDT we'll show you how to navigate the Big "I" Markets platform, including how to submit a quote! A recording of this webinar can be found under "Publications" after logging into Big "I" Markets.
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Be one of the first five with the correct answers and win an envy-inspiring TFT Trivia T-shirt or choose a $5 gift card (Starbucks, Dunkin' Donuts, or Krispy Kreme).
Don't forget to answer the Tie Breaker!
Congratulations to this week's winners - Vicki Hummingbird (OK), Ed James (FL), Garrett Kraus (VA), Aaron Davids (FL) & Jack Harris (IN).
1. Cymmer Castle in Wales has what ignominious distinction? - BUILT AND DESTROYED IN THE SAME YEAR
2. The first after-market air-conditioner (and heater) for automobiles was offered in 1933. What manufacturer first offered it as a feature in 1939? - PACKARD
3. What is the first coverage listed that is only available in the Premier Endorsement? - SPOILAGE
TIE BREAKER
On this date (1/29) in 1936 the Baseball Hall of Fame elected its first inductees. Name all five of them. - TY COBB, BABE RUTH, HONUS WAGNER, CHRISTY MATHEWSON AND WALTER JOHNSON
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Here are the top three items that got BIM agents clicking from our last edition... see what you missed!
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Bizarre Christmas Claims
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Homeowners Claim Stories from AIG
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Tribute to late Caliper CEO Herb Greenberg
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ACE has acquired Chubb, creating a global insurance leader, with the combined organization operating under the renowned Chubb name. Big "I" Markets is fortunate to have a longstanding strong partnership with both Chubb and ACE, offering policies through the Big "I" Affluent Program. We look forward to an even brighter future with the new Chubb and its value proposition. Below are details on how this will affect existing Big "I" Markets policies as well as future new business. If you have any questions please contact me at Aimee.Fawns@iiaba.net or Nancy Doherty at Nancy.Doherty@iiaba.net.
An opportunity to offer the Newly Mapped procedure rating option to clients whose properties were newly mapped into a high-risk area from October 1, 2008, to April 1, 2015, will expire on Friday, April 1, 2016. Act now to ensure that your clients are covered and don't pay more for flood insurance than they should.
TECHNICAL CORNER
