Login to Big "I" Markets  /  Retrieve Password      August 29, 2017
In This Issue:
Affluent Homeowner - AIG    |    Special Feature    |    TFT Archive    |    Webinars    |    Parting Shot    |    TRIVIA! Winners
Having access to top carriers that specialize in serving affluent clients sets you apart from the competition. Big "I" Markets connects you to two of the best for high-value clients.
Their underwriting approach is to offer quality coverage at a competitive price, regardless of property age as long as updated within the last 30 years.
Provides affordable coverage for those people who operate small home-based businesses as most HO policies usually explicitly exclude coverage.
    
We all know it's better to avoid a claim than to file one, but hiring risk specialists can be an expense clients might not be willing to pay on top of their premiums. High net-worth clients have more to protect and are more likely to understand the value of a plan to mitigate risks. As an agent you know one large loss can also seriously affect your loss ratios so it's in everyone's interest to do what can be done to prevent that from happening.

AIG's Private Client Group offers a variety of risk programs designed to avoid or lessen the cost of a claim. Review these features with your clients:

Homeowners
Property Valuations
Verify that the coverage in your homeowners' policy is sufficient in the event of a significant covered loss.
 
Vulnerability Assessments
Our risk managers and inspection vendors have an eye for circumstances that increase the likelihood of water damage, fires, burglary or accidents that put your loved ones and property at risk.
 
Water Damage Protection
Help you reduce to home's vulnerability to water damage.
 
Smart Build
We can work with you to enhance site safety during your home's construction, maximize your family's safety once it's finished, lessen the likelihood of loss and ultimately save on insurance. Must have existing AIG policy.
 
Thermography Examinations
Inspections with infrared cameras can identify hidden hazards so you can address small problems before they snowball into something bigger.
 
Historic Home Services
We can help you learn more about your historic home's unique history, as well as give you access to world-renowned experts to help you preserve its legacy.
 
Wildfire Protection Unit
Our Wildfire Protection Unit-the first of its kind-helps reduce your risks and prevent losses.
 
Hurricane Protection
Smart preparation before a storm, combined with quick action immediately after the event, con make the difference between a home that suffers catastrophic damage and one that comes through relatively unscathed.
 
Earthquake Protection Unit
Provides hands-on preparation to assist with maximizing readiness
 
Residential Engineering
For homes with a replacement cost of $10 million or more, our residential engineering specialists can identify and help you address potential causes of damage before it occurs.

Collectors
Art Collection Management
Preserving value requires an ongoing effort, and our Art Collection Management team is here to help. Among the services we provide are coverage reviews, vulnerability assessments, emergency planning and more.

Yacht Owners
Yacht Loss Prevention
Our suite of yacht loss prevention services is designed to maximize the security of your vessel, provide further education and training for your crew, and enhance your family's safety and well-being while they're on-board.

Families
Family Safety and Security
Personal, confidential security consultations help you evaluate the risks you face and how you can protect against them. Some preventative steps you take to address those issues may also enable you to reduce your premiums.
 
Access to preliminary background checks
Access to background checks through a highly reputable screening firm, enabling you to screen current or potential employees.

AIG's Private Client Group homeowner coverage is available for dwelling replacement cost coverage valued at $500k or more in most states.

Included are:
  • Guaranteed replacement cost - Included
  • Back-up of sewers and drains - Included; up to dwelling value
  • Business property - Up to $25,000
  • Deductible options - Up to $100,000 available
  • Primary flood - Available
  • Equipment breakdown - Available
  • Identity fraud restoration expenses, ATM robbery, and financial fraud, embezzlement or forgery - Available
  • Traumatic threat or event recovery - Available
  • Green rebuilding expenses - Available
  • Waiver of deductible on losses over $50,000 - Available
  • Replacement cost cash out option - Included
  • Lock replacement - Included; no deductible
  • Food spoilage - Included
  • Loss prevention devices following a claim - Included; up to $2,500 available
AIG's Private Client Program and is available to registered members in all states. Visit Big "I" Markets and click on Affluent Program - New Business to learn more!  
SPECIAL FEATURE
Why Should You Turn to the Big 'I'?
Whether you're leveraging the fastest-growing consumer brand, protecting your business with superior E&O coverage or making sure your voice is heard in the halls of Congress, the Big "I" has you covered.

As a Big "I" Markets agents you're already taking advantage of a key member benefit. So what else could you be benefitting from through your national association?

Take just two minutes to surf over to YouTube and learn how your Big "I" membership can provide big value, big returns and a big edge over the competition in this new video-and spread the word on social media!

We're so proud to have you as a member and to serve you every day.  

On The Subject of the Two for Tuesday Archive

An archive is an accumulation of historical records or the physical place they are located.

The computer version of an archive involves either compressing an individual file or combining multiple files into one making them use less disc space.  This also means opening the specific file will take longer.

The National Archives in our nation’s capital actually contains both types; physical documents and computer files.  Most of the most important American documents are stored there including the Declaration of Independence, Constitution, and The Bill of Rights.

Seeing how faded these three founding documents are really emphasizes the need to preserve them.

While not anywhere nearly as valuable, the yearly Two for Tuesday Archive is still important as it is organized by subject.  Compare it to the archive listings under BIM or the Archive link at the bottom of every Two for Tuesday. Those are organized by publication date. 

Please keep in mind that the products and eligibility may have been revised or discontinued since the original article was written. Review the "Information" page for each product on Big "I" Markets for current content and instructions.
Product/Topic Date Published
Affluent Homeowners: 08/01/2017; 07/25/2017; 06/27/2017; 06/20/2017; 06/06/2017; 05/16/2017; 04/25/2017; 04/18/2017; 03/14/2017; 03/07/2017; 02/21/2017; 02/14/2017; 02/07/2017; 01/17/2017; 12/27/2016; 12/06/2016; 11/15/2016; 10/25/2016; 10/11/2016; 10/04/2016; 09/13/2016; 07/28/2015; 01/13/2015
Affluent Homeowners: ACE (Now under Affluent Homeowner: Chubb Masterpiece) 02/02/2016; 11/24/2015; 09/01/2015; 06/30/2015; 12/16/2014; 09/16/2014; 06/24/2014; 04/01/2014
Affluent Homeowners: AIG 07/25/2017; 07/25/2017; 06/27/2017; 06/20/2017; 06/06/2017; 04/25/2017; 04/18/2017; 03/07/2017; 02/07/2017; 01/17/2017; 12/27/2016; 11/15/2016; 10/11/2016; 09/13/2016; 08/02/2016; 05/31/2016; 04/19/2016; 02/16/2016; 01/26/2016; 01/05/2016; 12/15/2015; 10/13/2015; 07/21/2015; 04/28/2015; 02/03/2015; 11/04/2014; 08/05/2014; 05/13/2014
Affluent Homeowners: Chubb Masterpiece®: 08/01/2017; 05/16/2017; 03/28/2017; 03/14/2017; 02/14/2017; 12/06/2016; 10/04/2016; 08/23/2016; 07/19/2016; 06/21/2016; 05/10/2016 03/08/2016; 02/02/2016; 11/03/2015; 08/11/2015; 05/19/2015; 02/24/2015; 11/25/2014; 08/26/2014; 06/03/2014
Affluent Homeowners: Fireman's Fund Prestige® Portfolio: (Bought by ACE - Now under Affluent Homeowner: Chubb Masterpiece) 04/07/2015; 10/14/2014; 07/15/2014; 04/22/2014
Agents Council for Technology (ACT) : 02/16/2016
Agility Recovery: 06/07/2016; 12/08/2015; 09/01/2015; 05/19/2015; 04/14/2015; 12/30/2014; 11/11/2014
April Fool's Fun: 04/01/2014; 04/01/2008
Architects & Engineers Liability - CBIC:(Previously Design Pros - RLI) 07/18/2017; 02/14/2017; 02/07/2017; 01/03/2017; 09/20/2016; 06/28/2016; 05/10/2016
Archive listing of all Two for Tuesdays: 08/29/2017; 08/30/2016; 09/15/2015; 08/19/2014
Big "I" Markets Agent Success Stories: 07/28/2015; 07/07/2015; 06/09/2015; 03/17/2015; 04/29/2014
Bonds - Goldleaf Surety: 08/15/2017; 07/11/2017; 05/30/2017; 01/24/2017; 01/17/2017; 11/22/2016; 09/20/2016; 09/06/2016; 08/16/2016; 07/12/2016; 05/17/2016 03/22/2016; 03/15/2016; 02/16/2016; 01/12/2016; 12/22/2015; 11/03/2015; 10/27/2015; 10/06/2015; 07/28/2015; 05/05/2015; 01/20/2015; 12/16/2014; 10/28/2014; 09/09/2014; 07/15/2014; 05/27/2014; 04/22/2014; 01/28/2014; 12/03/2013
Caliper (Staff Hiring & Development) 02/21/2017; 12/13/2016; 10/18/2016; 09/13/2016; 05/03/2016; 01/26/2016; 12/29/2015; 10/27/2015; 08/25/2015; 07/21/2015; 06/23/2015; 06/09/2015; 04/07/2015; 01/06/2015; 11/18/2014
Collector Car: 08/08/2017; 03/28/2017; 01/10/2017; 10/18/2016; 07/05/2016; 02/09/2016; 10/20/2015; 05/26/2015; 02/10/2015; 12/02/2014; 07/29/2014; 04/08/2014
Commercial Lessors Risks: 06/09/2015; 12/09/2014; 10/21/2014; 08/26/2014; 07/08/2014; 05/20/2014
Community Banks: 07/18/2017; 04/04/2017; 11/08/2016; 08/30/2016; 06/28/2016; 04/26/2016; 02/23/2016; 12/01/2015; 09/22/2015; 05/12/2015; 03/03/2015
Crump Life Insurance Services(Previously Life Insurance and LTC - Crump ) 04/05/2016; 09/29/2015; 08/11/2015
Cyber Liability-Small Business Solution:(NEW) 08/01/2017; 06/13/2017; 05/16/2017; 05/09/2017; 05/02/2017
Cyber Liability & Security 11/10/2015; 07/14/2015; 02/24/2015; 10/14/2014; 06/10/2014
DocuSign: 09/27/2016; 04/19/2016; 02/23/2016; 12/29/2015; 12/22/2015; 12/01/2015; 11/24/2015; 10/20/2015; 07/07/2015; 06/02/2015; 03/31/2015; 02/17/2015; 12/16/2014; 12/02/2014; 09/09/2014; 07/29/2014; 07/15/2014; 05/27/2014
Eagle Agency: 08/08/2017; 07/11/2017; 05/23/2017; 04/18/2017; 02/21/2017
Electronic Funds Transfer (EFT): 01/17/2017; 11/08/2016
Employment Practices Liability: 06/14/2016; 03/22/2016
Environmental Impairment/Pollution(Now under Pollution Contractors) 02/09/2016; 04/08/2014
Errors & Ommissions / Compliance Tips / E&O Happens / Risk Management: 07/25/2017; 07/11/2017; 06/06/2017; 05/02/2017; 04/04/2017; 03/28/2017; 01/03/2017; 12/20/2016; 12/20/2016; 12/06/2016; 11/15/2016; 11/01/2016; 10/25/2016; 08/09/2016; 08/02/2016; 05/31/2016; 04/12/2016; 03/15/2016; 01/12/2016; 04/21/2015; 03/03/2015; 02/03/2015; 01/20/2015; 01/13/2015; 11/04/2014; 10/07/2014; 09/23/2014
Event Liability: 12/13/2016; 11/08/2016
Fidelity & Crime Program 08/02/2016
Flood: 08/22/2017; 08/22/2017; 08/22/2017; 07/04/2017; 04/25/2017; 03/07/2017; 03/07/2017; 11/22/2016; 11/15/2016; 10/04/2016; 07/26/2016; 06/14/2016; 04/26/2016; 03/29/2016; 02/02/2016; 01/05/2016; 12/01/2015; 11/10/2015; 10/06/2015; 09/08/2015; 08/18/2015; 06/23/2015; 03/10/2015; 01/27/2015; 12/09/2014; 10/14/2014; 08/12/2014; 07/01/2014; 05/20/2014; 05/06/2014; 04/15/2014
Frequently Asked Questions / Using Big "I" Markets: 08/15/2017; 03/21/2017; 02/28/2017; 04/12/2016; 04/28/2015; 03/24/2015; 04/22/2014
Habitational - Apartment Program: 11/29/2016; 09/27/2016; 05/24/2016; 01/19/2016; 12/22/2015; 09/29/2015; 07/07/2015; 04/14/2015; 03/24/2015; 02/10/2015; 01/06/2015; 07/22/2014; 06/10/2014; 05/06/2014; 04/08/2014
Habitational - Condo & Homeowner Associations: 11/29/2016; 09/27/2016; 07/26/2016; 05/24/2016; 12/22/2015; 04/14/2015; 03/24/2015; 02/10/2015; 01/06/2015; 11/11/2014; 07/22/2014; 06/10/2014; 05/06/2014; 04/08/2014
Highly Protected Risks: 12/30/2014; 04/29/2014
Home Business Insurance Previously At-home Business Policy: 06/27/2017; 03/14/2017; 12/06/2016; 03/08/2016; 08/19/2014; 06/24/2014
InsurBanc: 01/24/2017; 11/29/2016; 11/11/2016; 08/16/2016; 05/24/2016; 03/08/2016; 01/19/2016; 10/13/2015; 08/04/2015; 07/14/2015; 03/17/2015; 08/12/2014; 07/01/2014; 06/03/2014; 05/13/2014
Insurance Industry News 06/27/2017; 04/26/2016
International Advantage - Chubb: (Previously ACE) 05/02/2017; 11/01/2016; 06/07/2016; 01/19/2016; 10/13/2015; 08/11/2015; 04/14/2015; 03/17/2015; 09/02/2014; 07/08/2014
InVEST: 06/21/2016; 06/30/2015
Jewelry - RLI: (Discontinued) 11/29/2016;
Just for Fun: 12/27/2016; 12/20/2016; 11/22/2016; 12/22/2015; 11/24/2015; 12/23/2014; 11/25/2014; 04/01/2014
Marine Insurance - Chubb (PWC, Small Boats, Yachts & Mega-Yachts): (Previously ACE) 04/18/2017; 10/18/2016; 06/28/2016; 10/20/2015; 08/18/2015; 06/09/2015; 03/31/2015; 10/07/2014; 07/01/2014
Misc. Professional Liability - Philadelphia: 09/20/2016; 03/01/2016; 09/01/2015; 02/03/2015; 06/17/2014
Non-profit D&O: 05/09/2017; 11/17/2015; 05/12/2015; 07/22/2014
Non-Standard Condominium Unit Owner: 09/30/2014
Non-Standard Homeowners or Rental Dwelling: 06/20/2017; 03/07/2017; 12/27/2016; 08/23/2016; 06/21/2016; 04/19/2016; 11/17/2015; 08/25/2015; 05/26/2015; 03/03/2015; 11/18/2014; 09/30/2014
Non-Standard Renters: 09/30/2014
Office Pac - Travelers Select: (Now under Small Commercial Standard Markets) 08/16/2016; 06/23/2015; 06/02/2015; 09/16/2014; 08/05/2014; 06/17/2014; 05/13/2014
Parting Shot:(Penned by Paul Buse, President of Big I Advantage) 07/11/2017; 06/27/2017; 06/06/2017; 05/23/2017; 05/02/2017; 04/25/2017; 04/11/2017; 03/21/2017; 03/14/2017; 02/21/2017; 02/14/2017; 01/31/2017; 01/24/2017; 01/17/2017; 01/10/2017; 12/20/2016; 12/06/2016; 11/22/2016; 11/15/2016; 11/08/2016; 10/25/2016; 10/18/2016; 10/11/2016; 09/27/2016; 09/20/2016; 09/13/2016; 08/23/2016; 08/02/2016; 07/26/2016; 07/19/2016; 07/05/2016; 06/28/2016; 06/21/2016; 06/07/2016; 05/31/2016; 05/24/2016; 05/10/2016; 05/03/2016; 04/26/2016; 04/12/2016; 04/05/2016; 03/29/2016; 03/15/2016; 03/08/2016; 03/01/2016; 02/16/2016; 02/09/2016; 01/19/2016; 01/12/2016; 01/05/2016; 12/22/2015; 12/15/2015; 12/08/2015; 11/24/2015; 11/17/2015; 11/10/2015; 10/27/2015; 10/13/2015; 09/29/2015; 09/22/2015; 09/15/2015; 09/01/2015; 08/25/2015; 08/18/2015; 08/11/2015; 08/04/2015; 07/21/2015; 07/14/2015; 07/07/2015; 06/30/2015; 06/16/2015; 06/09/2015; 06/02/2015; 05/19/2015; 05/12/2015; 04/28/2015; 04/14/2015; 04/07/2015; 03/24/2015; 03/17/2015; 03/10/2015; 02/24/2015; 02/17/2015; 02/10/2015; 11/25/2014; 11/18/2014; 11/11/2014; 10/28/2014; 10/21/2014; 10/14/2014; 09/30/2014; 09/23/2014; 09/16/2014; 09/02/2014; 08/26/2014; 08/12/2014; 08/05/2014; 07/29/2014; 07/15/2014; 07/08/2014
Personal Umbrella: (RLI & Anderson & Murison 08/08/2017; 08/01/2017; 06/13/2017; 05/30/2017; 04/25/2017; 04/11/2017; 04/04/2017; 02/28/2017; 02/21/2017; 01/17/2017; 11/15/2016; 09/06/2016; 07/19/2016; 05/31/2016; 01/12/2016; 10/06/2015; 07/28/2015; 05/26/2015; 05/05/2015; 01/13/2015; 11/04/2014; 06/24/2014
Pollution Contractors-Farms-USTs-Other: 05/30/2017; 02/14/2017; 01/31/2017
Product Guide: 09/30/2014
Prospecting & Retention Tips: 02/10/2015
Real Estate Agents E&O: 06/06/2017; 01/31/2017; 12/13/2016; 09/27/2016; 02/23/2016; 09/22/2015; 06/02/2015; 04/07/2015; 02/17/2015; 10/28/2014; 08/12/2014
Recreational Vehicles: 08/09/2016; 04/05/2016; 02/02/2016; 10/27/2015; 08/04/2015; 03/31/2015; 01/06/2015; 06/03/2014
Restaurant Pac - Travelers Select:(Now under Small Commercial Standard Markets) 08/25/2015
Retirement Planning: 08/30/2016; 04/28/2015; 10/21/2014; 04/01/2014
Small Commercial Standard Markets:(Travelers, CNA, RLI) 08/15/2017; 07/25/2017; 07/04/2017; 06/13/2017; 05/23/2017; 04/11/2017; 03/28/2017; 03/21/2017; 02/28/2017; 02/07/2017; 01/24/2017; 01/10/2017; 12/20/2016; 10/25/2016; 10/11/2016; 10/11/2016
Small Commercial E&S Markets: 05/23/2017; 01/10/2017; 12/20/2016; 10/11/2016
Small Contractor: 05/23/2017; 01/10/2017; 12/20/2016; 10/11/2016
Stand-alone Fine Art & Valuable Articles (Personal & Commercial): 01/03/2017; 08/09/2016; 06/07/2016; 05/03/2016; 09/29/2015; 06/16/2015; 02/17/2015; 12/23/2014; 12/02/2014; 09/09/2014; 07/29/2014; 06/10/2014; 04/29/2014
Store Pac - Travelers Select:(Now under Small Commercial Standard Markets) 09/16/2014; 08/05/2014; 06/17/2014; 05/13/2014
Technology Consultants E&O: 11/10/2015; 06/16/2015
Technology Office Pac - Travelers:(Now under Small Commercial Standard Markets) 06/14/2016; 11/11/2014; 09/16/2014; 08/05/2014; 06/17/2014; 05/13/2014
Tips of the Trade: 05/17/2016; 11/03/2015; 06/09/2015; 11/25/2014; 10/28/2014
Top Products: 12/29/2015
Travel Insurance: 07/04/2017; 03/24/2017; 10/04/2016; 09/13/2016; 07/12/2016; 05/17/2016; 03/15/2016; 08/18/2015; 05/19/2015; 01/27/2015; 10/21/2014; 09/02/2014
Travelers Select Accounts:
Now under Small Commercial Standard Markets		 02/09/2016; 01/26/2016; 12/08/2015; 06/23/2015; 06/02/2015; 03/17/2015; 12/30/2014; 11/11/2014; 09/16/2014; 08/05/2014; 06/17/2014; 05/13/2014
Trusted Choice®: 07/18/2017; 08/19/2014
Uninsured/Underinsured Motorist Information: 01/13/2015
UPS: 04/11/2017; 07/12/2016; 03/01/2016; 11/17/2015; 09/22/2015; 05/12/2015; 02/24/2015; 12/09/2014; 09/16/2014; 06/24/2014; 04/15/2014
Vacant Dwelling - Non-standard 09/30/2014; 09/30/2014
Virtual Risk Consultant (VRC): 01/10/2017; 12/15/2015; 03/10/2015; 07/22/2014
Virtual University: 01/05/2016; 06/16/2015; 05/05/2015; 03/24/2015; 10/28/2014; 08/26/2014; 07/08/2014
Workers Compensation - Travelers Select:(Now Under Small Commercial Standard Markets) 07/26/2016; 05/03/2016; 03/01/2016; 08/04/2015
Wrap+ Executive Liability: 01/31/2017; 04/12/2016; 12/08/2015; 06/30/2015; 01/20/2015; 10/07/2014; 04/15/2014
 
 
WEBINARS
BIM Website Training Webinar
Big "I" Markets website
Agency Risk Management Essentials: Emerging Exposures: Marijuana, Mold and More
E&O Risk Management
Date: Thursday, August 29
Time: 2:00 - 2:30pm EDT
Cost: Free
 
Summary:
For all you folks who recently registered for Big "I" Markets, remember you can participate in a webinar from the comfort of your office to help you learn how to navigate around the system. Every Thursday at 2:00 p.m. EDT we'll show you how to navigate the Big "I" Markets platform, including how to submit a quote! A recording of this webinar can be found under "Publications" after logging into Big "I" Markets.
 
Registration:
Date: Wednesday, September 13
Time: 2:00 - 3:00pm EDT
Cost: Free
 
Summary:
Join us to learn about a number of exposures facing insurance agents that have plaintiff attorneys licking their chops! The webinar will not only identify the exposures, but also give you the tools you need to reduce your agency’s risk of Errors & Omissions (E&O) Claims. The discussion will feature a Member Insurance Agent, Virtual Risk Consultant Representative, Swiss Re Claims Specialist, as well as E&O Defense Counsel.

If you have any questions relating to the topic that you would like addressed during the discussion, please email Jim Hanley.

Learn more about risk management resources available to your agency at www.iiaba.net/EOHappens.
 
Registration:
LAST WEEK'S MOST CLICKED LINKS
Here are the top three items that got BIM agents clicking from our last edition... see what you missed!
  1. Four Steps to Prepare for Disaster
  2. Big "I" Flood
  3. Agents.FloodSmart.gov
BIG "I" MARKETS SALE OF THE WEEK
Congratulations to our agent in Florida on an Eagle Express sale of $4,885 in premium!  
    
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