Login to Big "I" Markets  /  Retrieve Password      August 28, 2018

In This Issue:
Affluent Homeowner - AIG    |    Special Feature    |    Two for Tuesday Archive    |    Webinars

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Summer. It brings to mind pleasing images of bright sunshine, beaches, pools, backyard cookouts, watermelon, vacation travel, ice cream, high temperatures and refreshing lemonade, among others. The hazards of summer include heat stroke, drowning, sunburn, bug bites, and food poisoning as food spoils faster in the heat. Protecting yourself from these and other hazards takes a few precautions.

Protecting your home is a little more complicated but not overwhelming. AIG has prepared a short list of steps towards protecting your home during summer months and beyond. Feel free to share these helpful tips with your clients

Water safety

  • If you have a pool, restrict access to the area with a gate or doors that automatically lock. Have your gate locks checked annually to ensure they are working properly.
  • For added safety, especially if there are young children at home, equip the door/gate with an alarm or sensors at the pool.
  • Consider a rolling pool cover, which can provide even more protection than a gate or fence.
  • If you are entertaining at your pool or on a lake, consider hiring a lifeguard to ensure someone is always watching those in the water.
  • Elaborate pool areas with rock formations and slides can enhance the risk for injury. Be sure areas are properly secured or restricted when needed.
Traveling
  • Don't post on social media that you are leaving town, and wait to post photos until after you return.
  • If you will be gone for an extended period of time, ask a private staff member, friend or neighbor to keep an eye on your home and have your mail held at the local post office.
  • Put lights on timers to give the impression that someone is home.
Fire prevention
  • If your grill or outdoor kitchen is near your home or on a deck/porch attached to your home, it should be equipped with an automatic shutoff device. These devices have a timer installed in the gas supply line that automatically shuts off the gas supply after a predetermined length of time.
  • Never use chimineas or fire pits on decks, gazebos, covered patios or anywhere there are overhangs. They should be located at least 15 feet away from any structure.
General home maintenance
  • When cleaning gutters and roofs, remove debris and check for winter damage that should be repaired.
  • Make sure trees on your property are healthy to avoid toppling onto your home during high winds.
  • If you live in a wildfire-prone area, remove all dead materials from trees/bushes/landscaping to eliminate fuels in the wildfire, and keep grass areas short.
AIG's Private Client Program is available to registered Big "I" Markets agents in all states. Breeze on over to Big "I" Markets and click on Affluent Program - New Business to learn more!  

SPECIAL FEATURE
Don't Miss the Boat on Big "I" Employee Benefits

As a Big "I" Markets agent, you're taking advantage of a key membership benefit, market access. If you're like approximately 2/3 of our membership, you also secure professional liability insurance for your agency through Big "I" Professional Liability. (If you're not already part of our program, we can certainly help you with that, too!) But there's another membership perk you might be missing out on: Big "I" Employee Benefits.

As a Big "I" member, you have access to Group Life, Group Short-Term and Long-Term Disability, Group Dental and Group Vision benefits for your agency. The Big "I" Employee Benefits are underwritten by The Guardian Life Insurance Company of America and administered by a dedicated service team just for Big "I" Members. The program offers various coverage options to meet the diverse needs of our members and also provides guaranteed issue with certain requirements being met.

Contact Christine Muñoz at IIABA at (800) 848-4401 or christine.munoz@iiaba.net to learn more about any of these options, learn more online, or click here to obtain the census form and receive a quote.  

Uncovering the Two for Tuesday Archive

There were over two dozen major libraries in the city of Rome during the imperial period, but the capital wasn't the only place that housed dazzling collections of literature. Sometime around 120 A.D., Gaius Julius Aquila, the son of the Roman consul Tiberius Julius Celsus Polemaeanus, completed a memorial library to his father in the city of Ephesus (modern day Turkey). The building's ornate façade still stands today and features a marble stairway and columns as well as four statues representing Wisdom, Virtue, Intelligence and Knowledge. Its interior, meanwhile, consisted of a rectangular chamber and a series of small niches containing bookcases. The library may have held some 12,000 scrolls, but it most striking feature was no doubt Celsus himself, who was buried inside in an ornamental sarcophagus.

Since our own little library of past Two for Tuesday articles is electronic, you won’t need a plane ticket to visit it—it’s all housed online. The yearly Two for Tuesday Archive is is organized by subject. Compare it to the archive listings under BIM or the Archive link at the bottom of every Two for Tuesday. Those are organized by publication date.

Please keep in mind that the products and eligibility may have been revised or discontinued since the original article was written. Review the "Information" page for each product on Big "I" Markets for current content and instructions.
Product/Topic Date Published
Affluent Homeowners - New Business: 08/28/2018; 07/24/2018; 06/12/2018; 05/22/2018; 05/15/2018; 04/03/2018; 02/27/2018; 01/23/2018; 12/26/2017; 12/05/2017; 11/14/2017; 11/07/2017; 10/31/2017; 10/24/2017; 10/03/2017; 09/19/2017; 09/05/2017; 07/25/2017; 06/27/2017; 06/20/2017; 06/06/2017; 05/16/2017; 04/25/2017; 04/18/2017; 03/14/2017; 03/07/2017; 02/21/2017; 02/14/2017; 02/07/2017; 01/17/2017; 12/27/2016; 12/06/2016; 11/15/2016; 10/25/2016; 10/11/2016; 10/04/2016; 09/13/2016; 07/28/2015; 01/13/2015
Affluent Homeowners: ACE (Now under Affluent Homeowner - New Business) 02/02/2016; 11/24/2015; 09/01/2015; 06/30/2015; 12/16/2014; 09/16/2014; 06/24/2014; 04/01/2014
Affluent Homeowners: AIG Product now Affluent Homeowner - New Business) 08/28/2018; 06/12/2018; 05/22/2018; 04/03/2018; 01/23/2018; 12/05/2017; 11/14/2017; 09/05/2017; 07/25/2017; 06/27/2017; 06/20/2017; 06/06/2017; 04/25/2017; 04/18/2017; 03/07/2017; 02/07/2017; 01/17/2017; 12/27/2016; 11/15/2016; 10/11/2016; 09/13/2016; 08/02/2016; 05/31/2016; 04/19/2016; 02/16/2016; 01/26/2016; 01/05/2016; 12/15/2015; 10/13/2015; 07/21/2015; 04/28/2015; 02/03/2015; 11/04/2014; 08/05/2014; 05/13/2014
Affluent Homeowners: Chubb Masterpiece®: Product now Affluent Homeowner - New Business) 07/24/2018; 05/15/2018; 02/27/2018; 12/26/2017; 10/24/2017; 10/03/2017; 08/01/2017; 05/16/2017; 03/28/2017; 03/14/2017; 02/14/2017; 12/06/2016; 10/04/2016; 08/23/2016; 07/19/2016; 06/21/2016; 05/10/2016 03/08/2016; 02/02/2016; 11/03/2015; 08/11/2015; 05/19/2015; 02/24/2015; 11/25/2014; 08/26/2014; 06/03/2014
Affluent Homeowners: Fireman's Fund Prestige® Portfolio: (Bought by ACE/Chubb - Now under Affluent Homeowner - New Business) 04/07/2015; 10/14/2014; 07/15/2014; 04/22/2014
Agents Council for Technology (ACT) : 07/03/2018; 12/05/2017; 02/16/2016
Agility Recovery: 06/07/2016; 12/08/2015; 09/01/2015; 05/19/2015; 04/14/2015; 12/30/2014; 11/11/2014
April Fool's Fun: 04/01/2014; 04/01/2008
Architects & Engineers Liability - CBIC: (Previously Design Pros - RLI) 10/10/2017; 07/18/2017; 02/14/2017; 02/07/2017; 01/03/2017; 09/20/2016; 06/28/2016; 05/10/2016
Archive listing of all Two for Tuesdays: 08/28/2018; 08/29/2017; 08/30/2016; 09/15/2015; 08/19/2014
At-home Business Policy: (Now under Home Business Insurance) 05/09/2016; 03/07/2017; 03/08/2016; 08/19/2014; 06/24/2014; 12/02/2008; 8/30/2005
Big "I" Advantage Newsletter: 08/15/2018; 06/20/2017
Big "I" Markets Agent Success Stories: 07/28/2015; 07/07/2015; 06/09/2015; 03/17/2015; 04/29/2014
Big "I" Markets Product Survey: 02/13/2018
Bonds - Goldleaf Surety: 08/07/2018; 07/03/2018; 04/10/2018; 01/30/2018; 10/17/2017; 09/19/2017; 08/15/2017; 07/11/2017; 05/30/2017; 01/24/2017; 01/17/2017; 11/22/2016; 09/20/2016; 09/06/2016; 08/16/2016; 07/12/2016; 05/17/2016 03/22/2016; 03/15/2016; 02/16/2016; 01/12/2016; 12/22/2015; 11/03/2015; 10/27/2015; 10/06/2015; 07/28/2015; 05/05/2015; 01/20/2015; 12/16/2014; 10/28/2014; 09/09/2014; 07/15/2014; 05/27/2014; 04/22/2014; 01/28/2014; 12/03/2013
Caliber (Staff Hiring & Development) 08/21/2018; 04/03/2018; 12/26/2017; 12/12/2017; 10/03/2017; 02/21/2017; 12/13/2016; 10/18/2016; 09/13/2016; 05/03/2016; 01/26/2016; 12/29/2015; 10/27/2015; 08/25/2015; 07/21/2015; 06/23/2015; 06/09/2015; 04/07/2015; 01/06/2015; 11/18/2014
Collector Car: (Now under Affluent New Business) 08/08/2017; 03/28/2017; 01/10/2017; 10/18/2016; 07/05/2016; 02/09/2016; 10/20/2015; 05/26/2015; 02/10/2015; 12/02/2014; 07/29/2014; 04/08/2014
Commercial Lessors Risks: 06/09/2015; 12/09/2014; 10/21/2014; 08/26/2014; 07/08/2014; 05/20/2014
Community Banks: 07/17/2018; 04/24/2018; 11/28/2017; 07/18/2017; 04/04/2017; 11/08/2016; 08/30/2016; 06/28/2016; 04/26/2016; 02/23/2016; 12/01/2015; 09/22/2015; 05/12/2015; 03/03/2015
Contractors - General & Artisan: (Discontinued) 06/26/2017; 02/27/2018
Crump Life Insurance Services (Previously Life Insurance and LTC - Crump ) 08/28/2018; 07/17/2018; 07/10/2018; 03/27/2018; 01/16/2018; 11/07/2017; 04/05/2016; 09/12/2017; 04/05/2016; 09/29/2015; 08/11/2015
Cyber Insurance - Coalition: 08/21/2018;07/24/2018; 07/17/2018; 07/10/2018; 06/26/2018
Cyber Liability-Small Business Solution: 04/17/2018; 04/10/2018; 02/06/2018; 06/13/2017; 05/16/2017; 05/09/2017; 05/02/2017
Cyber Liability & Security 08/01/2017; 11/10/2015; 07/14/2015; 02/24/2015; 10/14/2014; 06/10/2014
DocuSign: 09/27/2016; 04/19/2016; 02/23/2016; 12/29/2015; 12/22/2015; 12/01/2015; 11/24/2015; 10/20/2015; 07/07/2015; 06/02/2015; 03/31/2015; 02/17/2015; 12/16/2014; 12/02/2014; 09/09/2014; 07/29/2014; 07/15/2014; 05/27/2014
Eagle Agency & Eagle Express: 08/21/2018; 06/05/2018; 03/13/2018; 01/09/2018; 08/08/2017; 07/11/2017; 05/23/2017; 04/18/2017; 02/21/2017
Electronic Funds Transfer (EFT): 01/17/2017; 11/08/2016
Employment Practices Liability - Wrap+: 08/14/2018; 03/27/2018; 01/02/2018; 06/14/2016; 03/22/2016
Environmental Impairment/Pollution: (Now under Pollution Contractors) 02/09/2016; 04/08/2014
Errors & Ommissions / Compliance Tips / E&O Happens / Risk Management: 06/12/2018; 06/05/2018; 05/08/2018; 05/01/2 018; 03/27/2018; 03/13/2018; 02/27/2018; 02/20/2018; 01/30/2018; 01/23/2018; 12/19/2017; 11/28/2017; 07/25/2017; 07/11/2017; 06/06/2017; 05/02/2017; 04/04/2017; 03/28/2017; 01/03/2017; 12/20/2016; 12/20/2016; 12/06/2016; 11/15/2016; 11/01/2016; 10/25/2016; 08/09/2016; 08/02/2016; 05/31/2016; 04/12/2016; 03/15/2016; 01/12/2016; 04/21/2015; 03/03/2015; 02/03/2015; 01/20/2015; 01/13/2015; 11/04/2014; 10/07/2014; 09/23/2014
Event Liability: (Discontinued) 12/13/2016; 11/08/2016
Fidelity & Crime Program - Wrap+ 08/14/2018; 02/20/2018; 12/12/2017; 08/02/2016
Flood: 06/19/2018; 06/19/2018; 06/19/2018; 03/06/2018; 02/20/2018; 02/06/2018; 01/09/2018; 11/21/2017; 10/10/2017; 09/05/2017; 08/22/2017; 08/22/2017; 08/22/2017; 07/04/2017; 04/25/2017; 03/07/2017; 03/07/2017; 11/22/2016; 11/15/2016; 10/04/2016; 07/26/2016; 06/14/2016; 04/26/2016; 03/29/2016; 02/02/2016; 01/05/2016; 12/01/2015; 11/10/2015; 10/06/2015; 09/08/2015; 08/18/2015; 06/23/2015; 03/10/2015; 01/27/2015; 12/09/2014; 10/14/2014; 08/12/2014; 07/01/2014; 05/20/2014; 05/06/2014; 04/15/2014
Frequently Asked Questions / Using Big "I" Markets: 08/15/2017; 03/21/2017; 02/28/2017; 04/12/2016; 04/28/2015; 03/24/2015; 04/22/2014
Habitational - Apartment Program: 11/29/2016; 09/27/2016; 05/24/2016; 01/19/2016; 12/22/2015; 09/29/2015; 07/07/2015; 04/14/2015; 03/24/2015; 02/10/2015; 01/06/2015; 07/22/2014; 06/10/2014; 05/06/2014; 04/08/2014
Habitational - Condo & Homeowner Associations: 11/29/2016; 09/27/2016; 07/26/2016; 05/24/2016; 12/22/2015; 04/14/2015; 03/24/2015; 02/10/2015; 01/06/2015; 11/11/2014; 07/22/2014; 06/10/2014; 05/06/2014; 04/08/2014
Highly Protected Risks: 12/30/2014; 04/29/2014
Home Business Insurance: (Previously At-Home Business) 08/14/2018; 07/24/2018; 06/12/2018; 03/06/2018; 11/14/2017; 10/17/2017; 09/12/2017
Hotels (Discontinued) 03/06/2018; 01/16/2018
IIABA National Association 05/22/2017; 09/26/2017
InsurBanc: 08/14/2017; 07/24/2017; 07/10/2017; 05/29/2018; 11/14/2017; 10/24/2017; 01/24/2017; 11/29/2016; 11/11/2016; 08/16/2016; 05/24/2016; 03/08/2016; 01/19/2016; 10/13/2015; 08/04/2015; 07/14/2015; 03/17/2015; 08/12/2014; 07/01/2014; 06/03/2014; 05/13/2014
Insurance Industry News 06/27/2017; 04/26/2016
InVEST: 06/21/2016; 06/30/2015
Jewelry Insurance: 04/17/2018
Just for Fun: 12/19/2017; 11/21/2017; 10/31/2017; 12/27/2016; 12/20/2016; 11/22/2016; 12/22/2015; 11/24/2015; 12/23/2014; 11/25/2014; 04/01/2014
Misc. Professional Liability - Philadelphia: (Discontinued) 09/20/2016; 03/01/2016; 09/01/2015; 02/03/2015; 06/17/2014
Non-profit D&O: (Discontinued) 05/09/2017; 11/17/2015; 05/12/2015; 07/22/2014
Non-standard Homeowners, Renters, Condominium, Rental Dwellings, Vacant Dwellings (Previously - Non-Standard Homeowners or Rental Dwelling: 07/31/2018; 05/08/2018; 01/16/2018; 12/19/2017; 09/6/2017; 06/20/2017; 03/07/2017; 12/27/2016; 08/23/2016; 06/21/2016; 04/19/2016; 11/17/2015; 08/25/2015; 05/26/2015; 03/03/2015; 11/18/2014; 09/30/2014
Office Pac - Travelers Select: (Now under Small Commercial Standard Markets) 08/16/2016; 06/23/2015; 06/02/2015; 09/16/2014; 08/05/2014; 06/17/2014; 05/13/2014
Parting Shot: (Penned by Paul Buse, President of Big I Advantage) 01/30/2018; 01/09/2018; 01/02/2018; 12/12/2017; 10/03/2017; 07/11/2017; 06/27/2017; 06/06/2017; 05/23/2017; 05/02/2017; 04/25/2017; 04/11/2017; 03/21/2017; 03/14/2017; 02/21/2017; 02/14/2017; 01/24/2017; 01/17/2017; 01/10/2017; 12/20/2016; 12/06/2016; 11/22/2016; 11/15/2016; 11/08/2016; 10/25/2016; 10/18/2016; 10/11/2016; 09/27/2016; 09/20/2016; 09/13/2016; 08/23/2016; 08/02/2016; 07/26/2016; 07/19/2016; 07/05/2016; 06/28/2016; 06/21/2016; 06/07/2016; 05/31/2016; 05/24/2016; 05/10/2016; 05/03/2016; 04/26/2016; 04/12/2016; 04/05/2016; 03/29/2016; 03/15/2016; 03/08/2016; 03/01/2016; 02/16/2016; 02/09/2016; 01/19/2016; 01/12/2016; 01/05/2016; 12/22/2015; 12/15/2015; 12/08/2015; 11/24/2015; 11/17/2015; 11/10/2015; 10/27/2015; 10/13/2015; 09/29/2015; 09/22/2015; 09/15/2015; 09/01/2015; 08/25/2015; 08/18/2015; 08/11/2015; 08/04/2015; 07/21/2015; 07/14/2015; 07/07/2015; 06/30/2015; 06/16/2015; 06/09/2015; 06/02/2015; 05/19/2015; 05/12/2015; 04/28/2015; 04/14/2015; 04/07/2015; 03/24/2015; 03/17/2015; 03/10/2015; 02/24/2015; 02/17/2015; 02/10/2015; 11/25/2014; 11/18/2014; 11/11/2014; 10/28/2014; 10/21/2014; 10/14/2014; 09/30/2014; 09/23/2014; 09/16/2014; 09/02/2014; 08/26/2014; 08/12/2014; 08/05/2014; 07/29/2014; 07/15/2014; 07/08/2014
Personal Articles Floater: 07/10/2018; 06/05/2018; 03/20/2018; 02/13/2018
Personal Umbrella: (RLI & Anderson & Murison 08/14/2018; 06/26/2018; 05/08/2018; 05/01/2018; 04/17/2018; 02/06/2018; 08/08/2017; 08/01/2017; 06/13/2017; 05/30/2017; 04/25/2017; 04/11/2017; 04/04/2017; 02/28/2017; 02/21/2017; 01/17/2017; 11/15/2016; 09/06/2016; 07/19/2016; 05/31/2016; 01/12/2016; 10/06/2015; 07/28/2015; 05/26/2015; 05/05/2015; 01/13/2015; 11/04/2014; 06/24/2014
Pollution Contractors-Farms-USTs-Other: 12/05/2017; 09/19/2017; 05/30/2017; 02/14/2017; 01/31/2017
Product Guide: 03/20/2018; 09/30/2014
Prospecting & Retention Tips: 08/01/2018; 01/02/2018; 02/10/2015
Real Estate Agents E&O: 07/17/2018; 09/26/2017; 06/06/2017; 01/31/2017; 12/13/2016; 09/27/2016; 02/23/2016; 09/22/2015; 06/02/2015; 04/07/2015; 02/17/2015; 10/28/2014; 08/12/2014
Recreational Marine: Previously (Marine Insurance - Chubb ) 10/24/2017; 04/18/2017; 10/18/2016; 06/28/2016; 10/20/2015; 08/18/2015; 06/09/2015; 03/31/2015; 10/07/2014; 07/01/2014
Recreational Vehicles: 07/31/2018; 05/15/2018; 03/20/2018; 01/23/2018
Retirement Planning: 08/30/2016; 04/28/2015; 10/21/2014; 04/01/2014
Small Commercial :(Travelers, CNA, Chubb) 08/07/2018; 07/03/2018; 05/29/2018; 05/01/2018; 03/13/2018; 02/13/2018; 12/12/2017; 11/28/2017; 11/07/2017; 10/10/2017; 09/12/2017; 07/25/2017; 07/25/2017; 07/04/2017; 06/13/2017; 05/23/2017; 04/11/2017; 03/28/2017; 03/21/2017; 02/28/2017; 02/07/2017; 01/24/2017; 01/10/2017; 12/20/2016; 10/25/2016; 10/11/2016; 10/11/2016
Small Commercial E&S Markets:(Discontinued) 05/23/2017; 01/10/2017; 12/20/2016; 10/11/2016
Small Contractor: 05/23/2017; 01/10/2017; 12/20/2016; 10/11/2016
Stand-alone Fine Art & Valuable Articles (Personal & Commercial): (Discontinued) 08/09/2017; 08/09/2016; 06/07/2016; 05/03/2016; 09/29/2015; 06/16/2015; 02/17/2015; 12/23/2014; 12/02/2014; 09/09/2014; 07/29/2014; 06/10/2014; 04/29/2014
Technology Consultants E&O: (Discontinued) 11/10/2015; 06/16/2015
Tips of the Trade: 01/30/2018; 05/17/2016; 11/03/2015; 06/09/2015; 11/25/2014; 10/28/2014
Travel Insurance: 07/31/2018; 05/22/2018; 04/24/2018; 01/09/2018; 10/03/2017; 07/04/2017; 03/24/2017; 10/04/2016; 09/13/2016; 07/12/2016; 05/17/2016; 03/15/2016; 08/18/2015; 05/19/2015; 01/27/2015; 10/21/2014; 09/02/2014
Travelers Select Accounts:
Now under Small Commercial Standard Markets
02/09/2016; 01/26/2016; 12/08/2015; 06/23/2015; 06/02/2015; 03/17/2015; 12/30/2014; 11/11/2014; 09/16/2014; 08/05/2014; 06/17/2014; 05/13/2014
Trusted Choice®: 04/24/2018; 11/21/2017; 07/18/2017; 08/19/2014
Uninsured/Underinsured Motorist Information: 01/13/2015
UPS: 04/11/2017; 07/12/2016; 03/01/2016; 11/17/2015; 09/22/2015; 05/12/2015; 02/24/2015; 12/09/2014; 09/16/2014; 06/24/2014; 04/15/2014
Virtual Risk Consultant (VRC): 05/15/2018; 01/10/2017; 12/15/2015; 03/10/2015; 07/22/2014
Virtual University: 10/17/2017; 01/05/2016; 06/16/2015; 05/05/2015; 03/24/2015; 10/28/2014; 08/26/2014; 07/08/2014
Workers Compensation - Travelers Select:(Now Under Small Commercial Standard Markets) 07/26/2016; 05/03/2016; 03/01/2016; 08/04/2015
Wrap+ Executive Liability: 05/29/2018; 04/03/2018; 01/02/2018; 12/26/2017; 10/31/2017; 09/05/2017; 01/31/2017; 04/12/2016; 12/08/2015; 06/30/2015; 01/20/2015; 10/07/2014; 04/15/2014
 


WEBINARS
NEW Cyber Insurance - Coalition Training Sessions
Big "I" Markets
Dates: August 29, 30
Time: 2:00 - 3:00pm EDT
Cost: FREE
 
Summary:
Introducing Coalition Cyber Liability through the Big "I" Markets platform. Gain an understanding of how to enter business into BIM, be redirected to the Coalition website, view the automated risk assessment process, bind coverage and launch epay collection process for taxes and fees.

Panelists:
Shawn Ram - Coalition
Alex Pazooki - Coalition
Aimee Fawns - Big "I" Markets
Carla McGee - Big "I" Markets

Please send any questions to Carla.McGee@iiaba.net.
 
Registration:
NEW ISO Personal Auto Policy Change
Big "I" Virtual University
NEW Lightning Learning for September
Big "I" Virtual University
Date: Wednesday, September 12
Time: 1:00 - 2:30pm EDT
Cost: $49 (includes live presentation, recording and written transcript)
 
Summary:
Insurance Services Office (ISO) filed 30 changes to its personal auto program to be effective September 1, 2018. Nine changes are being made to the base PAP form itself and 21 endorsements were either revised, removed, or created.

Exclusions previously requiring the attachment of three endorsements are now included in the base PAP.

In this session, we will review the purpose of certificates (old information), answer the 21 (probably more) most common questions we receive, and will explore some of the more unusual questions we've heard as well.

Additionally, this filing:
  • Introduces seven new optional endorsements;
  • Inserts a brand new, seemingly ridiculous exclusion into the base PAP;
  • Kills off five endorsements:
  • Revises 12 endorsements; and
  • Makes various changes to the policy form and endorsements.
Don't miss this overview of the major additions, deletions, and revisions you need to understand in order to advise your clients.Please send any questions to VU staff. Review all VU education offerings here.
 
Registration:
Dates: September 6, 18, 27
Time: 11:30 - 11:50 a.m. EDT
Cost: $9.99 for all three sessions
 
Summary:
The VU's September Lightning Learning series features three 20-minute sessions dedicated to OCP, MCS-90, and liquor liability Even if you can't participate in the live sessions, you will receive a link to the on-demand recordings and can listen to them at your leisure. Register once and attend:
  • September 6 - " September 6 - Is an OCP Worth the Premium
    An OCP is not equivalent to the CGL; its closest comparison is the coverage granted to only the additional insured when the CG 20 10 Additional Insured - Owners, Lessees or Contractors endorsement is attached to the CGL. But even coverage extended to the additional insured by the CG 20 10 is broader than the coverage offered by the OCP. There are major gaps in the OCP leading to the question, is an OCP worth the premium?
  • September 18 - Is the MCS-90 Broader Than the BAP
    The MCS-90 was designed to assure that an at-fault "for-hire" or public motor carrier could fulfill its financial responsibility to the public, regardless of the insured's failure to comply with the underlying insurance policy's terms and/or conditions. But it was not designed or intended to extend insurance protection to non-insureds or create coverage where none existed. This session reviews the MCS-90 and how it might be misapplied.
  • September 27 - Understanding Liquor Liability Laws and Coverage
    Operations serving or supplying alcohol can be subject to charges of negligence when, for example, a patron or third party is injured as a result of the negligent service of alcohol or negligence in not preventing an individual from injuring a third party. Legal liability can also arise out of other negligent actions or inactions. This session will introduce various types of laws, staff training option and the availability of liquor liability coverage.
Consider presenting conference style for the entire agency to benefit. Please send any questions to VU staff.  
 
Registration:

LAST WEEK'S MOST CLICKED LINKS
Here are the top three items that got BIM agents clicking from our last edition... see what you missed!
  1. Non-standard Homeowners
  2. Coalition Cyber Insurance - Webinar Registration link
  3. Small Business & Cyber Challenges

BIG "I" MARKETS SALE OF THE WEEK
Congratulations to our agent in Alabama on an Affluent Program New Business sale of $28,253 in premium!  
    

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