SPECIAL FEATURE
What the Flood! Interactive Quiz
The National Association of Insurance Commissioners has created an interactive quiz that consumers can use to test their flood knowledge. Its simple, colorful format offers a new way to engage your clients on the topic of flood insurance.
Visit this link to check it out:
https://naic.org/what_the_flood/
Are you routinely offering flood coverage to your clients? The Big "I" Flood program, available to Big "I" members, is here to make offering flood easy. Our unparalleled flood program with Selective offers agents several layers of support to meet any and all flood insurance needs. Get to know the Big "I" and Selective staff and get your flood questions answered. With personalized support, competitive commissions, and an easy-to-use quoting platform, it is an easy decision to start writing your flood business through the Big "I" Flood-Selective partnership today.
Learn more at www.independentagent.com/Flood, or contact your dedicated territory manager today
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New Coalition Cyber Security Tool - Training To Reduce Human Error
Security Awareness Training = Fewer Claims and Premium Savings!
We now live in an age where a cyber attack, technology failure, or human error can cause everything from data theft to nuclear centrifuge explosion, local government shutdowns, hospital shutdowns, hotel room lockouts, supply chain disruptions, and even blackouts. Coalition was founded to address what is now the single most prevalent risk to businesses-cyber risk. Their mission - to solve cyber risk. Solving cyber risk does not mean solving cybersecurity failures (those will happen) but, rather, providing business owners and managers with an accurate picture of their exposure, the ability to manage the risk, and, most importantly, resiliency when a loss event happens. Prevention is an essential component of managing cyber risks and Coalition is excited to add to their suite of cyber security tools providing monitoring, protection and training to policyholders.
Coalition's new Security Awareness Training tool, provided in partnership with Curricula, includes full access to engaging story-based content, as well as employee phishing simulations, to help your clients:
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Reduce Risk: Over 90% of security incidents are caused by human error. Help employees avoid costly mistakes with brief, informative training and simulated phishing tests.
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Stay Compliant: Most industry compliance frameworks - like HIPAA, PCI-DSS, NERC CIP, and the US Government - require at least basic security training.
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Save Money: Active use of security awareness training will reduce your clients' insurance premium at renewal. This discount will be applied automatically if your clients use Curricula.
Coalition is offering free access to Curricula's full training platform, exclusively through Coalition, for a policyholder's first 15 users. Deep discounts are exclusively available to Coalition policyholders for each additional user.
Share this flyer with your clients, or encourage them to log onto their Coalition Dashboard to sign up today!
Reach out to Carla McGee, your dedicated cyber liability program manager, at 800-221-7917, ext. 5495 if you have any questions or to walk through a quote.
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VU Webinars and Lightning Learning
Virtual University
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WEBINARS - Two-hours with CE in select states.
View the complete calendar, registration links and see what states have CE approval online. Registration includes live webinar, on-demand recording and a transcript.
LIGHTNING LEARNING - Twenty minutes each with a focus on Did the Underwriter Follow the Law?
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August 6 - 11:30 a.m. ET - Underwriting Period: How Long Does a Carrier Have to Review a New Policy?
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August 13 - 11:30 a.m. ET - Mid-Term Cancellations: When is a Carrier Allowed to Cancel a Policy Before the End of the Policy Period
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August 20 -11:30 a.m. ET - Conditional Renewals: When Does the Carrier Have to Give Renewal Information?
Register once for the monthly Lightning Learning package and receive all sessions for one low price. Registration includes live presentations and on-demand recordings.
VU Webinar and Lightning Learning questions can be sent to VU staff. The 2019 calendar and all links are available here.
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Prizes will be to the first response with the correct answers and then four selected at random from all received by 6p.m. EDT on Wednesday. Win a $5 gift card (Starbucks, Dunkin' Donuts, Baskin Robbins, or Krispy Kreme).
Congratulations to this week's winners - Renee Cole (NC), Melanie Fiegl (WA), Lisa Brown (SC), Bonnie Langley (MD), and Sandi Dubarns (MI).
1. Doug Teixeira and his wife, Lindsey Pelton were recently arrested for filing a false police report. It is alleged they attempted to commit insurance fraud by claiming two criminals invaded their rented home and did what deed, that they actually did themselves? - SHOT THEM (actually self-inflicted)
2. In the "double duty life" link in the Special Feature article, what percentage of workers surveyed said medical expenses were the reason they took a hardship withdrawal from their 401(k)s. - 24
3. In the first article, what are the four covered restaurant classes that begin with "F"?
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Fast Food
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Fine Dining
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Food Concession or Refreshment Stands
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Food Trucks
TIE BREAKER
TB - Which Apollo 11 astronaut made this iconic boot-print? - EDWIN "BUZZ" ALDRIN
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BIG "I" MARKETS SALE OF THE WEEK
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