The phrase "all in" has multiple meanings. The first that comes to my mind is to be fully committed such as pushing in all your chips when playing Poker. Another meaning is when a person has completely worn themselves out either mentally or physically. A third meaning is All Inclusive. That's where MiddleOak®'s All-In CAPsure® Condominium Association optional coverage comes in. Your client's owners won't have to gamble or become worn out with how long it will take to recover from a loss.
All-In coverage is optional and provides building protection, including coverage for unit owners' fixtures, improvements, alterations and major appliances. This shifts certain claims against the unit owner's policy to the Condo Association's which streamlines the claims process and can speed up the time to claim payment.
Eligible Classes / Occupancies
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Condominium Association
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Homeowner's Association
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Cooperatives
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Seasonal Association
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Secondary / Rental Association
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Timeshares
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Planned Unit developments
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Condominium Conversions
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Self-managed Association
The CAPsureSM Program provides quality coverage with options such as:
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Building and Business Personal Property Coverage
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Comprehensive Liability including Personal Injury
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Special Perils (including Equipment Breakdown coverage)
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Guaranteed Unlimited Replacement Cost - NO LOSS LIMITATION OR CAP!
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Mechanical Breakdown
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Loss of income (actual loss sustained for 18 months)
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Law and Ordinance
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Flood
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Earthquake
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Hired and Non-Owned Automobile liability
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Water back up and Sump Overflow
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The WORLDS APART Advantage Endorsement (Over 20 Coverage Enhancements)
Coverage Availability:
The CAPsureSM - Community Association Program is currently available to member agents in AR, AZ, CO, DE, GA, IA, ID, IN, KY, MD, ME, MI, MO, MT, NH, NJ, NY*, NV, OH, OR, PA, SC, TN, UT, VA, VT, WA, and WI.
*Lower New York Risks including those in the 5 boroughs and some territories in Westchester County are not eligible.
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Remember that you can view the following webinars 24/7 by checking out the BIM Webinar Library. To do that log onto Big "I" Markets and click on "Publications".
- Personal Liability Trends - Fireman's Fund
- TravPay
- Commercial Lessor's Risk
- Affluent Homeowners
- Travelers Select Products (series)
- Travel Insurance
- Community Banks
- XS Flood
- Real Estate E&O
- RLI Personal Umbrella
- Affluent Homeowner
- "Oh, by the way...Flood Sale"
- Habitational
- Non-standard Homeowner
- Student Housing
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"OH BY THE WAY...FLOOD SALE" WEBINAR
Interested in learning flood marketing techniques? Participate in the "Oh, By the Way...Flood Sale" webinar presented by Big "I" Flood Program Manager, Jeff St. John. Topics in the fast-paced 1 hour presentation include: Reasons to Sell Flood Insurance • Reasons Consumers Should Buy • Limited Product Knowledge • Misconceptions by Agents & Consumers • Talking Points & Myth Busters • The Flood Risk • Flood Resources – Facts & Statistics.
Webinar dates:
The webinar for Wednesday, December 3rd has been cancelled.
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BIM WEBSITE TRAINING WEBINAR
It would seem to me that you would want, perhaps even demand, your computer accurately do calculations 100% of the time, but apparently accuracy can be traded for energy savings. In the push for smaller computers and other electronic devices there are some compromises that have to be made. The smaller the transistors get the more power they require to remain as accurate as their larger cousins.
During the month of November, as our nation pauses to give thanks, Big "I" endorsed partner Agility Recovery Solutions has committed to donating $1 to the American Red Cross Disaster Relief Fund for every social media post of thankfulness. Any post that uses the hashtag #AgilityThankful will trigger the donation from Agility up to a maximum amount of $15,000. The rules are simple: Visit Facebook, Twitter or LinkedIn and briefly tell us why you're "Thankful" and make sure to use the hashtag #AgilityThankful. We'll take care of the rest!
