Suppose you have a new wealthy client, garnered through word of mouth, looking to insure their houses and about 200 cars. You know a good place for that combination is Chubb. One problem: you're not appointed with Chubb. Lightbulb! Big "I" Markets offers access to Chubb Masterpiece. Debbie Gates of Specialty Risk Management was faced with this client and jumped on BIM to submit the risk.

Her client inherited a business, sold it, and is now living well. A lover of classic and collector cars the client also owns one-of-a-kind vehicles and enjoys sharing this passion, recently donating a car to a homeless veterans charity for a fundraiser. According to Gates this client is "a sweet, giving person," so she wanted to treat her right.

Nancy Doherty, Big "I" Markets affluent supervisor and senior underwriter, worked with Gates to make everything go smoothly. Doherty knows how to treat the largest of your high-net worth clients both during the binding process and afterwards, increasing retention.

Gates had high praise for Doherty, citing Doherty's "knowledge and expertise" and "awesome customer service," especially for an account of this size. Gates is ready to submit another high-net worth client and BIM is now her go-to for affluent risks.

The affluent team on Big "I" Markets can provide this level of service for your affluent clients as well and they don't have to have a six-figure premium to get it. Our Affluent Program - New Business gives member access to three great carriers (availability varies by state).

ACE
With just one policy, the ACE Platinum Portfolio can provide superior coverage for your home, vacation properties, autos, jewelry and valuable collections, watercraft, and personal liability. The portfolio approach has many advantages: It minimizes coverage gaps and wasteful duplications that can occur with a collection of standard industry policies. It earns an overall discount, so you get seamless protection as well as the most value for your premium dollar. In most instances, you will have just one policy to track and one bill to pay.

AIG
AIG Private Client Group was created to meet the needs of successful customers. But because success comes in many ways to many different people, no two customers will be the same. One might have great wealth and specialized needs - the need to cover art collections or a variety of properties, cars, and boats, for example - while another might have been steadily building wealth, focused on family and career, and is now suddenly awakening to just how much he or she has at risk. AIG PCG aims to meet the needs of these diverse populations with a promise that defines our difference: Insurance that keeps up with your success.

Chubb
Chubb personal insurance is the premier insurer of high net-worth individuals in the U.S. With over 30 years of experience specializing in the affluent market, they offer products and services designed to help protect the highly valued assets and peace of mind of affluent customers. Chubb offers an array of products ranging from auto to homeowners, valuable articles, liability and yacht insurance. Their mission is to continually evolve and expand the Masterpiece® suite - long considered the gold standard of affluent personal insurance - to provide new offerings that best meet the needs of high net-worth consumers in an ever-changing world.

Broker of Record
20% of our affluent new business premium came from Broker of Record submissions in 2014. We do welcome BOR requests, and have a separate product set up just for that process. Please use the Affluent Personal Lines Broker of Record Change product and submit a "quote request" to create a file on Big "I" Markets if the client has a policy in force for Chubb, AIG or ACE. Coverage is not automatic with a broker of record submission. Each risk will be re-underwritten and accepted or declined based upon its attributes. All risks must meet the eligibility requirements of our program, as described on the Affluent Program underwriting and coverage page.