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3 Keys to Getting the Named Insured Correct

Getting the named insured correct is critical because if you've done this wrong, there may be no coverage at all for that policy you just wrote. [more]

DBAs: Back Again, With a Not Necessarily Surprising Decision

Massachusetts highest court refuses to expand coverage beyond “DBA” in named insured, resulting in no coverage for $14m consent judgment in April 2022. Read on to learn more. [more]

Including a ‘DBA’ in the Named Insured Might Limit Coverage

Does the breath of coverage depend on the inclusion or exclusion of the assumed business name, the DBA? Well, the answer isn’t as clear as you might think. [more]

It’s Important to List All Insureds – If You Are Trying to Avoid E&O Suits

As ridiculous as it sounds, the entity being sued has to be an insured to garner any protection from the commercial general liability policy. [more]

Listing Your Insured’s “Doing Business As” (DBA) May Have Unintended Consequences

If you incorrectly name your insured on any policy, your insured may find he or she does not have coverage. After a loss is the worst time to learn that fact. The first questions most well-trained adjusters ask as they review a loss is who suffered the loss and is that person or entity listed on the policy. This article will cover a recent court decision and provide insight into how to properly list your insureds on all their policies. [more]

Should Trade Names be Listed as Named Insureds on the CGL?

Should DBAs or T/As (trade names) be listed on the CGL? Do they have to be listed? Adjusters have told some agents that the misnaming of a trade name endangers coverage. This is not true! Find out why. [more]

Why Are Real Estate Managers CGL Insureds?

The ISO CGL policy includes real estate managers as insureds in the Who Is An Insured section. Why? [more]