This report explains some new exposures, policy issues, and options available to agents and consumers and puts readers a bit more at ease with so-called disruptors. (Table of Contents)

In the Aftermath of the Storm: An Agent's Perspective
Big "I" member agent Danny Cook from Lumberton, NC shares his experiences on life after Hurricane Matthew in October 2016 and Hurricane Florence in 2018 and explains how you can better prepare your agency if a natural disaster visits your town and your policy holders. (Table of Contents)

ISO's 2018 Personal Auto Policy Changes
Insurance Services Office (ISO) filed 30 changes to its personal auto program effective September 1, 2018. Don't find yourself behind the curve on the changes. (Table of Contents)

Cracking the Condominium Conundrum
How can a policy generating about $75 in revenue cost you $5,000, $10,000, or more? Believing that writing an HO-6 is quick and easy is the beginning of an E&O storm that can cost you thousands (your E&O deductible). (Table of Contents)