Author: Chris Boggs
Coverage Part A of the Commercial General Liability (CGL) policy is limited in scope, extending coverage to claims arising out of only bodily injury (BI) and/or property damage (PD). Couple Part A's limited scope with the CGL form's absolute pollution exclusion ("f.") and expensive coverage gaps are created for most contractor risks.
Contractors' Professional and Pollution Liability is the contractor's coverage solution. Often referred to as either the Contractors Pollution and Professional Insurance, the Contractor's Protective Professional Indemnity coverage, or simply "CPPI," this multi-peril form specifically addresses and closes most of the coverage gaps created by the limited breadth of Coverage Part A combined with the pollution exclusion (it even addresses some coverage gaps in the business auto policy).
In this 36-page Big "I" Virtual University Risk & Reality Report, author Chris Boggs details this incredibly important coverage. After reading this report, you will:
- Understand the coverage gaps that create the need for this coverage;
- Understand how the policy works; and
- Learn who needs this coverage.
Check out this Risk & Reality Report's Table of Contents.
What is a Big "I" Virtual University Risk & Reality Report?
Our Risk & Reality Reports are white papers adapted from various Big "I" Virtual University webinars and articles written by some of the industry's leading experts.